Which Lots are Available for Purchase?
Buying the right parcel of land for your family is one of the most important choices that can be made. Luckily, Cayetano has made it as easy as possible for you to choose your lot, ensuring that you are in the most ideal location for you.
On the Cayetano website’s navigation bar, www.CayetanoDevelopment.com, when you click on “Find your Lot” you will see a drop down menu with all the different markets where Cayetano currently has subdivisions with lots for sale. Simply choose your market, and you will be taken to the list of currently available subdivisions, from there you can click the name of the subdivision you are interested in.
Once you get to the page of your desired subdivision, a map will show up with orange and blue parcels of land. These are updated in real time, meaning you will always have the most up-to-date information on what lots are available. If the lot is orange, it is available for purchase. If the lot is blue, someone has already purchased it. Say hello to your new neighbors!
As always, contact your sales rep directly if you have any questions on whether the land you want to purchase is available or not.
Austin Sales Center: (512)722-4337
Donna Sales Center: (956)322-4272
Houston Sales Center: (832) 717-2828
Fort Worth Sales Center: (469)977-1150
Dallas Sales Center: (469)868-4545
Laredo Sales Center: (956)584-2284
February Closings
The Sales Team sold 105 lots in February, what a great way to start 2026! Welcome to the Cayetano Family. With Tax Refund Season coming up, now is a great time to invest your refund on your own land.
Remember that whether you already own a Cayetano lot or not, you could earn $500 when a friend or family member you refer to us through our Referral Program closes on their lot. Join here: https://www.cayetanodevelopment.com/referral-program. Restrictions apply.
650 Approved Referrals
🚨Milestone Alert 🚨 We have paid $32,500 to 650 of our Referral Program Members. This could be YOU!🫵🏼 Sign up to become a Referral Program Member with the link below, share your code, and earn $500 upon closing 💰. That’s right, it’s that easy. More money in your pocket, means for flexibility for you and your family. ✅
Become a Referral Program Member TODAY:
English: https://www.cayetanodevelopment.com/referral-program
Spanish: https://www.cayetanodevelopment.com/es/programa-de-referidos
What is an Additional Principal Payment and How Can it Help Me?
Before you read, here are a few terms that might be helpful to your understanding:
* Principal (the amount you borrowed)
* Interest (the cost of borrowing)
Cayetano provides customers with an open contract mortgage. But what does this mean? An open contract mortgage means that you are allowed to make extra payments that go towards your loan WITHOUT penalty. In a traditional mortgage, extra payments can hurt you and your credit score in the long run.
An additional principal payment is any extra money that you choose to apply directly to the balance of your loan. This payment does not go towards interest or any future payments; it goes straight to reducing your principal amount. That means the actual amount of money you borrowed goes down quicker and a reduction of the total dollar amount in interest that you will end up paying.
Overall, if you are looking to pay off your loan sooner than the original time frame, making additional principal payments will be beneficial to you.
Our Servicing Team is always here to help you with any questions that might come up throughout the duration of your loan. Feel free to call or email them at any time!
Servicing Team contact information:
helpdesk@cayetanodevelopment.com
(956)464-4431
How does my mortgage payment work?
Congratulations on your new land! Understanding how your mortgage payments work can make the experience a lot less intimidating. There is a few key terms that you need to know in order for everything else to make sense:
1. Principal – this is the amount of money that you actually borrowed. Every month, a portion of your payment goes towards this balance.
2. Interest – this is the cost of borrowing the money. It’s a calculated as a percentage of your remaining loan balance. It’s important to note that early in your loan, a larger portion of your payment goes towards interest. This is because your principal amount is larger.
3. Taxes – Depending on which subdivision you currently live in, Cayetano might collect property taxes as part of your monthly payment. These funds are held in an escrow account, meaning they are not used for anything other than paying off your property taxes when due on January 31st every year.
Once consistent payments have been made, the overall balance of the loan decreases, which makes the interest shrink. That means more of your payment will go toward the principal amount. Since Cayetano offers on an open contract, you are able to make extra payments towards your loan in order to pay it off sooner. Paying off your mortgage sooner means that ultimately you would pay less interest.
Understanding your mortgage helps you plan smarter and build equity faster. The more you know about where your money is going each month, the more confident you will feel in your investment. Our Loan Servicing Team is always available to help you with any questions that might come up during the lifetime of your loan. The phone number to the Servicing office is: (956)464-4331.
Below is an image with information on what the Loan Servicing Team can help you with.
January Closings
The Sales Team sold 109 lots in January, what a great way to start 2026! Welcome to the Cayetano Family. With Tax Refund Season coming up, now is a great time to invest your refund on your own land.
Remember that whether you already own a Cayetano lot or not, you could earn $500 when a friend or family member you refer to us through our Referral Program closes on their lot. Join here: https://www.cayetanodevelopment.com/referral-program. Restrictions apply.
Now Hiring! Community Engagement Specialist
Cayetano is hiring a full-time Community Engagement Specialist, to be based out of our Dallas Sales Center in Kaufman, TX. Below is a little bit more information about this role, if you or someone you know would be a good fit, we encourage you to apply.
Link to Apply: https://www.cayetanodevelopment.com/career-listings/community-engagement-specialis-dfw
Job Description
Our marketing department is seeking a Community Engagement Specialist to join the Cayetano Development team to support and grow our presence in the Dallas-Fort Worth Area. Reporting directly to our VP of Marketing, you will lead community engagement initiatives, represent the company at local events, and build strong relationships with partners and residents. The position is based out of our Dallas Sales Center in Kaufman, Texas, with approximately 60% of your time invested in the Dallas metropolitan area and 40% in the Fort Worth metropolitan area.
Experience, Education, Skill Requirements
· Some college coursework in marketing, advertising, communications, business or related field, or equivalent practical experience
· Fully bilingual (English/Spanish) - spoken and written
· 1-3 years of previous experience in similar role (real estate experience, a plus)
· Proficiency in Microsoft 365 (Word, Excel, PowerPoint, Outlook)
· Familiarity with:
o Social Media Platforms (Facebook, Instagram, TikTok, WhatsApp)
o Event planning and coordination
o Representing a company or organization at community events
· Demonstrated experience managing relationships with business partners and customers
· Willingness to work evenings and weekends to attend community events
Abilities
· Excellent verbal and written communication, with strong interpersonal & follow-up abilities
· Strong organizational skills and the ability to multitask effectively
· Self-motivated, with the ability to build positive working relationships with coworkers and business partners
· High attention to detail and solid problem-solving skills
· Proactive, able to work independently, and skilled in prioritizing tasks
· Curious mindset with a strong willingness to learn and grow
Compensation Structure
· Base Salary + Monthly Success Bonus
o The success bonus is tied to goals achieved in several engagement/outreach categories including event participation, business/partner visits, social media activity, and lead generation.
December Closings
The Sales Team had another great month! 78 homesites were sold in the month of December, giving Texans just enough time to end the year as landowners!
Remember that whether you already own a Cayetano lot or not, you could earn $500 when a friend or family member you refer to us through our Referral Program closes on their lot. Join here: https://lnkd.in/gjaNcgCk. Restrictions apply.
What is an Open Contract?
An open contract—sometimes referred to as an open mortgage—is a loan agreement that provides the borrower with full flexibility to pay off the entire balance or make additional principal payments at any time, without incurring prepayment penalties. This structure enables borrowers to reduce interest costs and pay off their loan early without extra fees.
By contrast, a typical bank-financed mortgage, known as a closed mortgage, locks the borrower into a defined term and payment schedule. Early repayment is generally not permitted, and any prepayment can trigger substantial penalties.
To learn more about the differences between open and closed contracts, visit:
https://legal-resources.uslegalforms.com/o/open-mortgage
Blue Santa 2025
Cayetano is proud to continue supporting the Donna Police Department’s annual Blue Santa. You can drop off your toy donations at 207 South 10th Street, Donna, TX 78537. All toys will go to children who may otherwise not get any presents this Christmas season.
‘Tis the season!
Understanding the term “100 Year Floodplain”
It’s important to understand the full meaning of the term “100 Year Floodplain”, as it can sound like this big, scary thing with a simple misunderstanding.
A 100 year floodplain is an area that has a 1% chance of flooding each year. That does NOT mean a flood can only happen once every 100 years.
Think of it like this:
Every year, there is a 1 in 100 chance of a flood reaching that area.
If a home is built or placed in a 100-year flood plain and the buyer uses bank financing, flood insurance is generally required.
Being in a flood plain does NOT mean the land is unsafe. It means the county and FEMA want buyers to be aware of the risk and plan accordingly.
Knowledge is power, so knowing that you are purchasing in a 100-year floodplain allows you to really understand where you are purchasing land. That way, you don’t get yourself into a sticky situation!
Here are 3 things that have a 1 in 100 chance of happening each year:
1. Ceiling fan motor failure
2. Toilet wax ring failure, causing a leak
3. Window seal failing
November Closings
The Sales Team had another great month of getting hardworking Texans their own land. 83 homesites were sold in the month of November, giving Texans plenty of time to get settled in before the holidays.
Remember that whether you already own a Cayetano lot or not, you could earn $500 when a friend or family member you refer to us through our Referral Program closes on their lot. Join here: https://lnkd.in/gjaNcgCk. Restrictions apply.
What is Escrow?
Escrow is an account that is set up by your mortgage lender to pay certain property related expenses. In the case of Cayetano, escrow is used to pay for your property taxes once a year.
Instead of paying one large lump sum once a year, Cayetano collects a small amount each month and sets it aside in a dedicated account for you. When your annual property taxes are due, Cayetano uses the funds you’ve contributed throughout the year to pay the County on your behalf. If you end up paying in more than the final tax amount, the excess will be returned to you. If the amount set aside falls slightly short, you’ll only need to cover the remaining balance—usually a relatively small portion of the total bill, which can run more than $3,000.
It is typically advised that escrow accounts are used to pay these taxes, because paying the small amount once a month when your loan payment is due, is far easier and more sustainable than having to pay the lump sum.
For more resources on what escrow is, please check out the links below.
Resources:
What is an escrow or impound account? – Consumer Finance
How Does Escrow Work? – Texas Tax Protest
VIDEO: How to Pay Property Taxes with Escrow? – County Office Law
Featured Partner: SpearPoint Engineering, LLC.
What is your name and role at your company?
Angie Sanchez, PE, PMP – Director of Engineering
What service does your company provide?
Professional Civil Engineering Consulting and Design Services for Land and Site Development, Hydraulics & Hydrology, Municipal Plants and Infrastructure, Feasibility Studies and Construction Management and Administration.
What regions of the State or Country does your company provide service with?
We have projects all over the state of Texas and are licensed in several other states (LA, OK, MS, TN, AL, AR, GA).
How long have you been working with Cayetano?
Approximately 2 years.
If there is one thing you would like everyone to know about your company, what would it be?
Everything we do comes back to one idea: Listen. Simplify. Communicate. It’s not just our tagline — it’s how we lead projects, serve clients, and grow as a team. Our top priority is communication.
Contact Information:
Company Name: Spear Point Engineering, LLC
Company Website: www.spetexas.com
· Company phone number/email if applicable: (936) 256-2626, angie@spetexas.com
October 2025 Closing Report
The Sales Team had another great month of getting hardworking Texans their own land. 98 homesites were sold in the month of October, giving Texans plenty of time to get settled in before the quickly approaching holidays.
Remember that whether you already own a Cayetano lot or not, you could earn $500 when a friend or family member you refer to us through our Referral Program closes on their lot. Join here: https://lnkd.in/gjaNcgCk. Restrictions apply.
Featured Partner: Topographic
What is your name and role at your company?Rob Foster, P.E. - Project Manager
What service does your company provide?
Traditional Surveying, LIDAR and GIS services, Environmental Engineering, Hydrological and Hydraulic Engineering to FEMA and other storm water standards in development, and Civil Engineering for land development, oil and gas pads/infrastructure, and renewables. Our past land development includes but is not limited to industrial, commercial, office, retail, residential, schools, and recreational facilities.
What regions of the State or Country does your company provide service with?
We have engineering licenses across many and most states with survey offices spread out ready to be deployed as need.
How long have you been working with Cayetano?
We’ve been working with Cayetano for about 4 years helping get projects from conceptual to final design. We’ve been providing full design services and representation along that way.
If there is one thing you would like everyone to know about your company, what would it be?
Topographic has a workplace that if flexible and accommodating in trying to find unique solutions that other bigger firms may get stuck in the typical way of doing things. We pride ourselves on loyalty and keeping our clients informed throughout development or future opportunities.
Contact Information
Company Name: Topographic
Company Website: Topographic
Company phone number/email if applicable: (817)-744-7512
Valencia Estate's link to Kaufman, Texas' History
The old Loe residence (pictured above) after being moved and restored. It now serves as the Sales Center for Valencia Estates.
Cayetano’s newest development comes with a history of its own spanning over 100 years. In Valencia Estate’s previous life, the land was a ranch owned in the 1930’s by Mr. Joe Loe. He was a pioneer in the area, having raised the first Herefords and a lot of sheep in this part of the country. Mr. Loe also grew corn and cotton, but once the crop priced plummeted in 1952, he transitioned to only cattle.
After Mr. Loe’s death, his daughter, Paulene Raphel took over the family ranch. Described as a “cowwoman” who also was a schoolteacher in Kaufman for many years, it seems as though Paulene was one of the great heroines straight out of a Spaghetti Western. After her death, the house remained vacant for over 20 years. On the edge of East Texas, this land shows itself in green grass and low humidity.
The old Loe house has since been relocated, restored, and will be used at the Valencia Estate’s Sales Center for years to come. Cayetano is proud to share the history of the land, as we truly believe it is also a part of Texan history. Kaufman remains uncrowded and peaceful, while still being close to downtown Dallas. We are certain this unique blend of rich history, stunning natural features, and outstanding location makes it an unparalleled opportunity for you to call home in North Texas!
Now Hiring!
Cayetano is hiring!
We are seeking highly organized and detail-oriented Administrative Clerks to join our team. We are looking to fill roles in Austin, Dallas and Fort Worth. This individuals is the first point of contact for clients and supports daily office operations. The ideal candidates will have experience in clerical work, customer support, and project coordination. Some Saturdays are required. This are in-person positions.
Find the links below for each of the market areas:
September Closings
The Sales Team had another great month of getting hardworking Texans their own land. 122 homesites were sold in the month of September, giving Texans plenty of time to get settled in before the holidays.
Remember that whether you already own a Cayetano lot or not, you could earn $500 when a friend or family member you refer to us through our Referral Program closes on their lot. Join here: https://lnkd.in/gjaNcgCk. Restrictions apply.
Post Closing Checklists
Congratulations on owning your new land! Our Post-Closing Checklists will help ease the process of getting your land ready for your home. Click on your subdivision name below to download the PDF guide. If you don’t see your subdivision included on the list below, reach out to your Sales Rep! New Post-Closing Checklists are always being added.
Austin:
DFW:
Laredo:
RGV:
San Antonio: