Now Hiring!
Cayetano is hiring!
We are seeking highly organized and detail-oriented Administrative Clerks to join our team. We are looking to fill roles in Austin, Dallas and Fort Worth. This individuals is the first point of contact for clients and supports daily office operations. The ideal candidates will have experience in clerical work, customer support, and project coordination. Some Saturdays are required. This are in-person positions.
Find the links below for each of the market areas:
September Closings
The Sales Team had another great month of getting hardworking Texans their own land. 122 homesites were sold in the month of September, giving Texans plenty of time to get settled in before the holidays.
Remember that whether you already own a Cayetano lot or not, you could earn $500 when a friend or family member you refer to us through our Referral Program closes on their lot. Join here: https://lnkd.in/gjaNcgCk. Restrictions apply.
Post Closing Checklists
Congratulations on owning your new land! Our Post-Closing Checklists will help ease the process of getting your land ready for your home. Click on your subdivision name below to download the PDF guide. If you don’t see your subdivision included on the list below, reach out to your Sales Rep! New Post-Closing Checklists are always being added.
Austin:
DFW:
Laredo:
RGV:
San Antonio:
Can I Afford This Lot?
The 30% Rule
As a rule of thumb, your housing costs should be no more than 30% of your household’s gross income*. This includes mortgage payments and utilities like electricity, water, sewage, and internet.
* Gross income is the amount your entire household earns before taxes, retirement account investments, and other pretax deductions are taken out.
Other Expenses to Keep in Mind
It’s also important to consider your other financial obligations when deciding how much of your income to spend on housing. You may have other expenses, such as student loans or transportation costs, that affect your ability to pay your housing bills. If you allocate too much of your income to housing expenses, you might struggle to meet other bills or put money into savings.
Important questions to consider
· Income: Are you relying on one or two incomes to pay the bills? Is your job stable? Can you easily find another position that pays the same, or better, wages if you lose your current job? If meeting your monthly budget depends on every dime you earn, even a small reduction can be a disaster.
· Lifestyle: If needed, would you be willing to change your lifestyle to pay your mortgage? Would you be OK with fewer trips to the mall and/or a little tightening of your monthly budget. If at this moment you can’t make any adjustments, you might want to wait a bit longer before entering the long term commitment required by a mortgage.
Additional Housing Expenses
While the mortgage is certainly the most considerable financial responsibility of homeownership, there are many additional expenses, some of which don’t go away even after the mortgage is paid off. Here are some important expenses to consider:
Property Taxes: Typically, 1.81% of your home’s value annually.
Home Insurance: Average cost around $1,900 per year.
Maintenance: Budget for repairs and replacements.
Furniture and Decor: Consider costs for furnishing your new home.
[An instructional publication by Cayetano Development, LLC. NMLS # 1667528]
Sewer Extension Connection Basics
Professional Plumbers recommend using a minimum of 1/8” of fall per foot when connecting your home to a sewer main. Failure to properly slope your sewer line can cause clogging and damage to your home’s internal plumbing system .
Septic Tank Connection Basics
Professional Plumbers recommend using a minimum of 1/8” of fall per foot when connecting your home to a Septic Tank. Failure to properly slope your sewer line can cause clogging and damage to your home’s internal plumbing system .
500 New Referral Customers since February 2024
The Cayetano Sales Team continues to amaze! Since the Referral Program’s inception in February 2024, we have received 500+ new customers! Not only is this a win for Cayetano, but for you too. When you join our referral program and recommend us to your friends and family, a $500 check will come to you after closing on their lot 🏡, Who doesn’t like being able to choose their own neighbor?
Join today!
English: https://www.cayetanodevelopment.com/referral-program
Español: https://www.cayetanodevelopment.com/es/programa-de-referidos
Meet Mateo Woodard
Meet Mateo Woodward, 10 year-old junior boxing sensation from Cedar Creek, Texas. He’s been actively participating in the sport since the age of 4, with a record of 20 wins and only 6 losses and is currently ranked 6th in the nation for his category.
His accomplishments include:
• 2024 Silver Medalist in the Junior Olympics
• 2025 Gold Medalist in the Junior Olympics
• 2-times Texas Champion
• 1-time Arizona State Champion
• 8-times Boxing Champion
• 1-time Silver Glove Champion
• 1-time Golden Glove Champion
• Member of the Junior UFA Team
Most recently, in June 2025, he traveled to las Vegas to compete for the very first time in the Nationals, where he got 3rd place – out of 50 kids – in his category!
Mateo consistently trains 3 times a week and spars every Saturday. He’ll be traveling in September to Oklahoma for the National Championship!
Mateo, along with his parents Trey and Kenia, lives at Cayetano’s Las Alamedas Subdivision in Bastrop County, Texas.
Services included in Cayetano's lots
I wonder, what services are included with Cayetano's lots?
Cayetano has pre-installed all the utilities, that is, water, electricity, and sewers or septic systems, depending on the subdivision.
And, for these services, is the client responsible for the connection of these lines to the homes once they’ve moved in their mobile home or have started their house’s construction?
That's right, clients are only responsible for the connections, they don't have to start from scratch.
But utility connections are an additional cost that Cayetano doesn't cover. I mean, the client has to set up an extra budget to cover these expenses. Everything else, ladies and gentlemen, is already included in the lot’s price.
That is true. It is a huge amount of money that you are saving because we have prepaid all the utility installation costs in the lots.
Is it common for lots in Texas to not include all services?
No, not that common. I have seen some lots that include water and electricity, but not the septic tank, or something else is missing. Usually, they'll install two utilities, and you have to pay for another one missing, or they'll sell the lots without any these services.
But Cayetano includes all these connections, even the sewers or septic systems.
The youngest owner of a lot in Cayetano
Hey, Victoria, you told me a story once about a family who gave their grandchild a lot, right?
Yes, the kid was two years old and they bought it for him, so that when he grew up, he would already own his own lot.
You know what I got when I turned two? Yelled at and punished! No, really, I got lots of love and many hugs when I was young. Which is the same feeling you will get when you walk into Cayetano's office to check out the price and location of our lots. You can chat with Victoria, she's more than ready to answer any question you may have.
Right now, we are offering lots in Donna, Alamo, and Edinburgh, but you can visit our website to see all available areas and lots.
That's right. We have interactive map where you can see exactly which lot is available and which is not, but the best thing to do is visit our website or call Victoria.
Yes, you can call me at 956-329-5096.
Mobile Homes at a Cayetano Lot 101
Let's talk about mobile homes 101. People who don't even know which one to buy. Cayetano sells lots, we do not sell homes.
So, you can either purchase a mobile home or build your own home. Then, for mobile homes what is something that the customers should know?
There are restrictions, light restrictions, on the mobile home. It just depends on subdivision, the restriction of 15 years or newer or 10 years or newer.
So, it can’t be older than 10 years or more than 15 years depending on certain subdivisions.
Yes, every subdivision has different ones but it's usually 10 years or newer, or 15 years or newer.
Is there anything else, like to they have to be skirted or something else?
It has to be skirted within 30 days of it being moved into the property and just maintain your lot clean.
Important Things to Know When Purchasing a Lot
What is something that you wish that people knew that don't own a piece of land right now?
Two things. That it's really easy to buy a property with Cayetano. The first stuff, there's no credit check, no income verification. The second part is how Cayetano structures the loan to help out people. It's a fixed interest loan, guys. You know, with an open contract, you're not going to come back in two, three months and see your payments going up.
I hear it all the time with people that come in. They're like, "Oh, my aunt went to buy a lot elsewhere”, and then she's like, "Oh, she's real mad "because the interest rate went up."
With Cayetano, it's fixed interest rate. The payments are the same for the 20, 30 years, whichever one you get. There's no change.
When you look at the interest rate that they're charging compared to everybody else, Cayetano's really helping out the people. They really want to help out the people when they get a lot.
There you have it, ladies and gentlemen. Come to chat with Eli If you have any more questions about whether you can afford a lot, what is the paperwork that you need beforehand, etc. But it truly is way easier than what you think it is. Eli has mentioned that from a scale of one to 10, it's a thousand out of 10 of how easy it is to buy a lot with Cayetano. If you need more information, you can call our Dona Sales Center or you can go to CayetanoDevelopment.com.
The Most Important Thing to Know About Cayetano
What is one thing that every customer that comes in does not know about Cayetano and when they find out they have that “wow” moment in the office?
They we are owner financed and that we don't check your credit. They get so surprised about how easy it is. It's an easy process to reserve. It’s come in and they're usually out like in 20,30 minutes. It's super easy.
So, it's like almost every customer doesn’t know that its owner financed. Even though most of our signs and billboards, some of them do say owner financed. For those who don't know, owner financing has so many other benefits.
We just don't require so much information. It's a very, very easy process. A lot of people see owner-finance and don't know its meaning, but it's just basically that we provide financing in house for you. So, everything is done here in house. Your reservation, you're closing. Everything is here in our office.
Three Simple Steps to Sign Up as a Member for the Cayetano Referral Program
You can also click here to go directly to the Referral Program’s login page. Then, follow the steps on the image above.
Buying a Homesite as an Investment
Let's talk about buying land as an investment. Yes, many people believe if you buy land, you have to live in it immediately. But some others think a bit more on the long run. And, in some cases -we have really good stories published on our pages in Facebook or Instagram that you can check out- people buy the lots for their children. Sometimes grandparents, aunts and uncles, they buy lots as a gift to their children, grandchildren, nieces and nephews. What is your opinion, or how many times have you seen people buying lots as an investment? I think maybe around 25 to 30% of our clients. At least around this area, we see many buyers looking to invest their money, they leave it there for a while and then move in. Sometimes they just leave it there and after some time start building a house, put it up for sale, and then buy another lot with us … There's many ways in which people can invest their money and duplicate it. Ok, perfect, and obviously Cayetano is ready to jump in and help the client with any plans they have for their lot, their house, or considering their many different options, right? Cayetano will guide you to make the best decision you can make! Perfect! Come on over and buy your lot!
Expenses to Consider When Buying Your Lot
This is a “gossipy” question. Let’s gossip… no, seriously, this is a normal question.
What are expenses that you think the customers have that they didn't see coming when they buy a lot? Because somebody can get really excited and say, "Oh my God, I'm going to buy my lot." And buy it and then go, "Oh my gosh, "there's so many costs and things that I didn't know that are like sneaky costs, right?
What are some that you think that people underestimate when they're buying their first home?
-The truth?
-Yes, we wouldn't want anything else, but the truth is it.
-The taxes.
Okay.
When you buy a lot with Cayetano, for example, you know the taxes are $800. But once you add a house or you add a mobile home, it's going to go up. And it's an on average about 2.4 to 2.6% of whatever the value of the property is.
Okay. Ladies and gentlemen, hidden cost, taxes. That is the answer.
Eloy: A Cayetano customer’s Experience
Eloy, would you please grab the microphone?
Is this a microphone? Sure, and you speak into it.
I thought it was a make-up brush.
Eloy, how was your experience purchasing a lot at Cayetano today?
Well, really good!
Really? On a scale from 1 to 10.
From 1 to 10, 11!
Yes, I am very grateful for you guys because you gave us the opportunity of owning our own piece of land where we can live, because we are tired of renting.
How did you find out about Cayetano?
I often drive in front of our office, and I noticed your ads, and some friends had already bought land from you in the past. I came in, asked, and a very nice lady answered all our questions and gave us information.
Your first spoke with Alexa. She greeted you, Eloy.
And then she introduced us to Brittany and that was it.
So, total time, since you walked into the office until closing, about how long did it take?
A couple of weeks maybe.
Oh wow, so things moved really quickly! It didn't take you long. So, how easy was it?
It was great, very easy.
Did they ask you for something, your credit history or something...?
No, nothing, everything normal.
Great! Thanks for your time, Eloy!
Important Things to Consider When Purchasing a Lot
Hi, I’m John Mays with Cayetano. I’ve been here since the very beginning. Although we formally organized in 2016, our journey actually started well before that.
When it comes to purchasing a lot, what are the most important things to consider?
One of the biggest things I encourage customers to pay attention to is interest rates and loan terms. A lower interest rate and a shorter term help you build equity much faster. Our standard term is 20 years, and while 30-year deals are out there, I always recommend going with a 20-year term if it fits your budget.
What’s something buyers often overlook?
Take the time to talk with our team. They’ve been doing this a long time and can walk you through every step—whether it’s getting a home, understanding permits, budgeting for moving costs, or working with local authorities. Their experience is a valuable resource.
On a lighter note—what’s something you really love about Cayetano today?
Honestly, I think everybody has a lot of fun working together. It really does feel like a family.
We've come a long way. Kyndel mentioned that we started with just three employees, and now we’re a team of 75. How does that growth feel?
It’s kind of hard to believe, to be honest. We talk about it a lot. Now when I walk into the office in the Valley, there’s almost always someone new to meet. It’s amazing to see how far we’ve come.
Welcome to Cafecito with Cayetano!
Ladies and gentlemen, welcome to our new series: Cafecito with Cayetano.
We have no filters… well, except for the coffee filters!
Let me introduce myself: I am Yasmin Leal.
Hello, and good morning, good afternoon, good night…depending on the time of the day you are watching this video.
Or, how are you? Rise and shine! Because, you know, it may be 3 o'clock in the early hours of the morning and you may be on TikTok or Instagram…
I am a salesperson for Cayetano in the Austin area… well, we are actually located in Dale, Texas, very near the intersection between 21 and 812, just next to the 812 Flea Market.
For all my people who like to go shopping on Sundays, the Flea is opened Sundays, but our office is not!
We are also very close to US 183 and, if you need our exact location, you can find it on Cayetano's website or on this video.
As we have mentioned before, Cafecito with Cayetano is a new series where we will share useful information, quickly and in a straightforward way. Because, let's be honest, no one wants to read anymore, and sometimes we don't even feel like talking. 😅
And, if you are on Facebook or TikTok watching this at 3 o'clock in the morning... go to bed already! (just kidding 😄)
But, if you decide to stay, we are going to answer all your questions truthfully, with reliable information, and —why not? — share some laughs and have fun!
Yes, we are funny. Every now and then we throw in a few good jokes.
So, stay tuned, enjoy our episodes, get all the facts, and... have a good time.
Well, talk to you later! Good night, good morning, wherever you are, and whatever the time of day… Ciao!