Road Owners Association vs. Property Owners Association: What's the Difference?

When you buy a lot in a Cayetano subdivision, you'll notice that some of our communities operate under a Road Owners Association (ROA) a few others have a Property Owners Association (POA), and some have neither.

Here's what that means for you:

A Property Owners Association is a large group that manages shared amenities, enforces deed restrictions, and maintains common areas. That wider scope typically comes with higher monthly dues and more rules around how you use your property.

A Road Owners Association is simpler. Its only job is to keep the roads in the subdivision easy to access and nicely maintained. Owners contribute to a shared fund used for repairs.

While Cayetano communities still have building and deed restrictions in place, ROA exists solely to maintain the roads, not to dictate how you live.