The Most Important Thing to Know About Cayetano
What is one thing that every customer that comes in does not know about Cayetano and when they find out they have that “wow” moment in the office?
They we are owner financed and that we don't check your credit. They get so surprised about how easy it is. It's an easy process to reserve. It’s come in and they're usually out like in 20,30 minutes. It's super easy.
So, it's like almost every customer doesn’t know that its owner financed. Even though most of our signs and billboards, some of them do say owner financed. For those who don't know, owner financing has so many other benefits.
We just don't require so much information. It's a very, very easy process. A lot of people see owner-finance and don't know its meaning, but it's just basically that we provide financing in house for you. So, everything is done here in house. Your reservation, you're closing. Everything is here in our office.
Three Simple Steps to Sign Up as a Member for the Cayetano Referral Program
You can also click here to go directly to the Referral Program’s login page. Then, follow the steps on the image above.
Buying a Homesite as an Investment
Let's talk about buying land as an investment. Yes, many people believe if you buy land, you have to live in it immediately. But some others think a bit more on the long run. And, in some cases -we have really good stories published on our pages in Facebook or Instagram that you can check out- people buy the lots for their children. Sometimes grandparents, aunts and uncles, they buy lots as a gift to their children, grandchildren, nieces and nephews. What is your opinion, or how many times have you seen people buying lots as an investment? I think maybe around 25 to 30% of our clients. At least around this area, we see many buyers looking to invest their money, they leave it there for a while and then move in. Sometimes they just leave it there and after some time start building a house, put it up for sale, and then buy another lot with us … There's many ways in which people can invest their money and duplicate it. Ok, perfect, and obviously Cayetano is ready to jump in and help the client with any plans they have for their lot, their house, or considering their many different options, right? Cayetano will guide you to make the best decision you can make! Perfect! Come on over and buy your lot!
Expenses to Consider When Buying Your Lot
This is a “gossipy” question. Let’s gossip… no, seriously, this is a normal question.
What are expenses that you think the customers have that they didn't see coming when they buy a lot? Because somebody can get really excited and say, "Oh my God, I'm going to buy my lot." And buy it and then go, "Oh my gosh, "there's so many costs and things that I didn't know that are like sneaky costs, right?
What are some that you think that people underestimate when they're buying their first home?
-The truth?
-Yes, we wouldn't want anything else, but the truth is it.
-The taxes.
Okay.
When you buy a lot with Cayetano, for example, you know the taxes are $800. But once you add a house or you add a mobile home, it's going to go up. And it's an on average about 2.4 to 2.6% of whatever the value of the property is.
Okay. Ladies and gentlemen, hidden cost, taxes. That is the answer.
Eloy: A Cayetano customer’s Experience
Eloy, would you please grab the microphone?
Is this a microphone? Sure, and you speak into it.
I thought it was a make-up brush.
Eloy, how was your experience purchasing a lot at Cayetano today?
Well, really good!
Really? On a scale from 1 to 10.
From 1 to 10, 11!
Yes, I am very grateful for you guys because you gave us the opportunity of owning our own piece of land where we can live, because we are tired of renting.
How did you find out about Cayetano?
I often drive in front of our office, and I noticed your ads, and some friends had already bought land from you in the past. I came in, asked, and a very nice lady answered all our questions and gave us information.
Your first spoke with Alexa. She greeted you, Eloy.
And then she introduced us to Brittany and that was it.
So, total time, since you walked into the office until closing, about how long did it take?
A couple of weeks maybe.
Oh wow, so things moved really quickly! It didn't take you long. So, how easy was it?
It was great, very easy.
Did they ask you for something, your credit history or something...?
No, nothing, everything normal.
Great! Thanks for your time, Eloy!
Important Things to Consider When Purchasing a Lot
Hi, I’m John Mays with Cayetano. I’ve been here since the very beginning. Although we formally organized in 2016, our journey actually started well before that.
When it comes to purchasing a lot, what are the most important things to consider?
One of the biggest things I encourage customers to pay attention to is interest rates and loan terms. A lower interest rate and a shorter term help you build equity much faster. Our standard term is 20 years, and while 30-year deals are out there, I always recommend going with a 20-year term if it fits your budget.
What’s something buyers often overlook?
Take the time to talk with our team. They’ve been doing this a long time and can walk you through every step—whether it’s getting a home, understanding permits, budgeting for moving costs, or working with local authorities. Their experience is a valuable resource.
On a lighter note—what’s something you really love about Cayetano today?
Honestly, I think everybody has a lot of fun working together. It really does feel like a family.
We've come a long way. Kyndel mentioned that we started with just three employees, and now we’re a team of 75. How does that growth feel?
It’s kind of hard to believe, to be honest. We talk about it a lot. Now when I walk into the office in the Valley, there’s almost always someone new to meet. It’s amazing to see how far we’ve come.
Welcome to Cafecito with Cayetano!
Ladies and gentlemen, welcome to our new series: Cafecito with Cayetano.
We have no filters… well, except for the coffee filters!
Let me introduce myself: I am Yasmin Leal.
Hello, and good morning, good afternoon, good night…depending on the time of the day you are watching this video.
Or, how are you? Rise and shine! Because, you know, it may be 3 o'clock in the early hours of the morning and you may be on TikTok or Instagram…
I am a salesperson for Cayetano in the Austin area… well, we are actually located in Dale, Texas, very near the intersection between 21 and 812, just next to the 812 Flea Market.
For all my people who like to go shopping on Sundays, the Flea is opened Sundays, but our office is not!
We are also very close to US 183 and, if you need our exact location, you can find it on Cayetano's website or on this video.
As we have mentioned before, Cafecito with Cayetano is a new series where we will share useful information, quickly and in a straightforward way. Because, let's be honest, no one wants to read anymore, and sometimes we don't even feel like talking. 😅
And, if you are on Facebook or TikTok watching this at 3 o'clock in the morning... go to bed already! (just kidding 😄)
But, if you decide to stay, we are going to answer all your questions truthfully, with reliable information, and —why not? — share some laughs and have fun!
Yes, we are funny. Every now and then we throw in a few good jokes.
So, stay tuned, enjoy our episodes, get all the facts, and... have a good time.
Well, talk to you later! Good night, good morning, wherever you are, and whatever the time of day… Ciao!
Is It Time to Stop Renting? Here’s Why Land Ownership Might Be Your Best Move
The most important thing about owning land is this: it’s yours.
You’re not paying someone else’s mortgage—you're investing in your future. You can build the home you want or move your manufactured home onto the land. And with our program, your monthly payment will never increase. Unlike renting, where landlords can—and often do—raise the rent, your payment is fixed for the life of your loan.
You can also pay off your loan early at any time, with no penalties.
I truly believe that owning land and a home is one of the best ways to build wealth in the United States. That’s what we want for our customers.
For example, we sold lots in Austin for $60,000—those same lots are now worth $120,000. That’s $60,000 in equity gained by the people who bought those lots. If they had kept renting, they'd simply be paying more each year, with no return.
But what if someone’s hesitant?
What if they’re unsure about making a long-term commitment, like a 30-year loan for a piece of land?
That’s a fair concern. But I’d say this:
In our entire history, we have never resold a lot for less than what it was originally sold for. Prices have either stayed the same or gone up. That doesn’t mean values can’t fluctuate—this is real estate, after all—but we work hard to keep our land affordable and well-located, which keeps risk low.
Also, think about this: you have to live somewhere.
Why not live somewhere you actually own?
There’s pride in ownership. It’s something you can pass down to your children. It’s a place you can truly call home.
We care deeply about the communities we build.
Our subdivisions have restrictions in place to ensure safety, comfort, and a true neighborhood feel—even if they’re outside the city center. Our community manager does an amazing job making sure our neighborhoods remain secure and well-maintained.
Of course, you can own land in the middle of nowhere—but we’re thoughtful about proximity to schools, grocery stores, and daily conveniences. We choose good roads and accessible locations where people want to live and can commute easily to work.
So, when’s the right time to buy?
Honestly? There’s never a “perfect” time—just like starting a family. Sometimes you just have to take the leap. Almost every customer we talk to says the same thing: “I wish I had done this sooner.”
If you have any questions, concerns, or just want to chat about the process, give us a call any of our sales centers. We’re here to help you find your perfect lot.