Important Things to Consider When Purchasing a Lot

Hi, I’m John Mays with Cayetano. I’ve been here since the very beginning. Although we formally organized in 2016, our journey actually started well before that.

When it comes to purchasing a lot, what are the most important things to consider?

One of the biggest things I encourage customers to pay attention to is interest rates and loan terms. A lower interest rate and a shorter term help you build equity much faster. Our standard term is 20 years, and while 30-year deals are out there, I always recommend going with a 20-year term if it fits your budget.

What’s something buyers often overlook?

Take the time to talk with our team. They’ve been doing this a long time and can walk you through every step—whether it’s getting a home, understanding permits, budgeting for moving costs, or working with local authorities. Their experience is a valuable resource.

On a lighter note—what’s something you really love about Cayetano today?

Honestly, I think everybody has a lot of fun working together. It really does feel like a family.

We've come a long way. Kyndel mentioned that we started with just three employees, and now we’re a team of 75. How does that growth feel?

It’s kind of hard to believe, to be honest. We talk about it a lot. Now when I walk into the office in the Valley, there’s almost always someone new to meet. It’s amazing to see how far we’ve come.